{"id":8828,"date":"2018-11-10T00:00:00","date_gmt":"2018-11-10T00:00:00","guid":{"rendered":"https:\/\/morrisonhugheslaw.com\/2018\/11\/como-afecta-un-accidente-automovilistico-a-sus-tarifas-de-seguro-nuestro-abogado-de-accidentes-automovilisticos-de-marietta-lo-explica\/"},"modified":"2026-08-18T22:30:53","modified_gmt":"2026-08-18T22:30:53","slug":"como-afecta-un-accidente-automovilistico-a-sus-tarifas-de-seguro-nuestro-abogado-de-accidentes-automovilisticos-de-marietta-lo-explica","status":"publish","type":"post","link":"https:\/\/morrisonhugheslaw.com\/es\/2018\/11\/como-afecta-un-accidente-automovilistico-a-sus-tarifas-de-seguro-nuestro-abogado-de-accidentes-automovilisticos-de-marietta-lo-explica\/","title":{"rendered":"\u00bfC\u00f3mo Afecta un Accidente Automovil\u00edstico a sus Tarifas de Seguro?"},"content":{"rendered":"\n<link rel=\"preconnect\" href=\"https:\/\/www.googletagmanager.com\"><link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin>\n<!-- SPANISH TWIN of blog\/how-does-an-auto-accident-affect-your-insurance-rates-our-marietta-auto-accident-lawyer-discusses.html\n     (group matches the EN post's slug). 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Anchor buttons only. *\/\n.tt-post a.btn-gold { color: var(--navy) !important; }\n.tt-post a.btn-outline { color: #fff !important; }\n.tt-post a.btn-outline:hover { background: #fff !important; color: var(--navy) !important; }\n\n\n\/* Featured image spans the body text column and lines up with it (house standard, matched to\n   how-much-is-my-personal-injury-case-worth-in-georgia, where image width === text width).\n   Overrides the legacy 560px :not(.portrait) cap from the source drafts, and inherits the\n   column's own horizontal padding so the edges stay flush at every viewport. *\/\n.tt-post.mh-article .featured-media,\n.tt-post.mh-article .featured-media:not(.portrait) { max-width: 780px !important; padding-left: clamp(20px,5vw,40px) !important; padding-right: clamp(20px,5vw,40px) !important; }\n\n<\/style>\n\n<article class=\"tt-post mh-article\">\n<header class=\"article-head\">\n  <span class=\"article-eyebrow\">Accidentes de Tr&aacute;fico<\/span>\n  <h1>&iquest;C&oacute;mo Afecta un Accidente Automovil&iacute;stico a sus Tarifas de Seguro?<\/h1>\n  <div class=\"article-meta\">Publicado el <span>10 de noviembre de 2018<\/span> &nbsp;\u2022&nbsp; Morrison <span class=\"amp\">&amp;<\/span> Hughes<\/div>\n<\/header>\n\n<div class=\"featured-media\">\n  <img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" class=\"wp-image-10357\" src=\"https:\/\/morrisonhugheslaw.com\/wp-content\/uploads\/2026\/08\/how-does-an-auto-accident-affect-your-insurance-rates-our-marietta-auto-accident-lawyer-discusses.png\" alt=\"&iquest;C&oacute;mo Afecta un Accidente Automovil&iacute;stico a sus Tarifas de Seguro? &mdash; Accidentes de Tr&aacute;fico, Morrison &amp; Hughes\" width=\"1200\" height=\"630\" srcset=\"https:\/\/morrisonhugheslaw.com\/wp-content\/uploads\/2026\/08\/how-does-an-auto-accident-affect-your-insurance-rates-our-marietta-auto-accident-lawyer-discusses.png 1200w, https:\/\/morrisonhugheslaw.com\/wp-content\/uploads\/2026\/08\/how-does-an-auto-accident-affect-your-insurance-rates-our-marietta-auto-accident-lawyer-discusses-300x158.png 300w, https:\/\/morrisonhugheslaw.com\/wp-content\/uploads\/2026\/08\/how-does-an-auto-accident-affect-your-insurance-rates-our-marietta-auto-accident-lawyer-discusses-1024x538.png 1024w, https:\/\/morrisonhugheslaw.com\/wp-content\/uploads\/2026\/08\/how-does-an-auto-accident-affect-your-insurance-rates-our-marietta-auto-accident-lawyer-discusses-150x79.png 150w, https:\/\/morrisonhugheslaw.com\/wp-content\/uploads\/2026\/08\/how-does-an-auto-accident-affect-your-insurance-rates-our-marietta-auto-accident-lawyer-discusses-768x403.png 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/>\n<\/div>\n\n<div class=\"post-body\">\n\n  <p class=\"lead\">Muchas personas dudan en presentar una reclamaci&oacute;n tras un <a href=\"\/personal-injury\/car-accidents\/\">accidente de tr&aacute;fico<\/a> porque temen que sus tarifas suban autom&aacute;ticamente. Afortunadamente, no siempre es as&iacute;. Fijar las tarifas del seguro de auto es complicado, y los agentes valoran muchos factores adem&aacute;s de su accidente m&aacute;s reciente. Estos son algunos de los m&aacute;s importantes.<\/p>\n\n  <h2>&iquest;Qu&eacute; Tan Grave Fue &mdash; y Cu&aacute;nto Cost&oacute; la Reclamaci&oacute;n?<\/h2>\n\n  <p>En el mejor de los casos, solo ray&oacute; el coche o aboll\u00f3 un guardabarros. Como esas reclamaciones no le cuestan mucho a la aseguradora, es poco probable que su agente suba la prima. Pero podr&iacute;a cobrarle m&aacute;s si destruy&oacute; el veh&iacute;culo por completo o caus&oacute; lesiones significativas. Si fue <em>otra<\/em> parte quien le caus&oacute; lesiones graves, es un buen momento para hablar con un abogado de accidentes sobre una demanda por lesiones personales.<\/p>\n\n  <h2>&iquest;Qui&eacute;n Caus&oacute; el Accidente?<\/h2>\n\n  <p>Esto importa en Georgia porque somos un estado de culpabilidad: la aseguradora del conductor que caus&oacute; el accidente debe pagar los da&ntilde;os a la otra parte y tambi&eacute;n a su propio cliente. Si usted no tuvo ninguna responsabilidad, es posible que no vea ning&uacute;n cambio en su prima. Si usted lo caus&oacute;, es probable que sus tarifas suban &mdash; su agente valora la probabilidad estad&iacute;stica de que sufra un accidente similar o peor en el futuro. Si ha recibido un aumento que considera injusto, conviene comentarlo con un abogado.<\/p>\n\n  <h2>&iquest;Cu&aacute;nto le Valora su Aseguradora como Cliente?<\/h2>\n\n  <p>No d&eacute; por hecho que su aseguradora quiere descartarle por una sola reclamaci&oacute;n &mdash; la mayor&iacute;a de las personas tienen al menos algunos accidentes a lo largo de su vida. M&aacute;s que la reclamaci&oacute;n aislada, su agente mira su valor global: un cliente de muchos a&ntilde;os con un historial de conducci&oacute;n seguro tiene muchas menos probabilidades de sufrir una subida que alguien que ya ten&iacute;a un mal historial antes de este accidente.<\/p>\n\n  <div class=\"callout note\"><strong>Dos a&ntilde;os para actuar.<\/strong> El plazo de prescripci&oacute;n en Georgia le da dos a&ntilde;os desde la fecha de sus lesiones para presentar una demanda por lesiones personales. Si otra parte le caus&oacute; lesiones graves &mdash; o si su propia aseguradora le est&aacute; tratando injustamente &mdash; hable con un abogado cuanto antes.<\/div>\n\n<\/div>\n\n<div class=\"article-cta\">\n  <h2>&iquest;Lesionado &mdash; o Tratado Injustamente por su Aseguradora?<\/h2>\n  <p>Tanto si otro conductor le caus&oacute; las lesiones como si su propia compa&ntilde;&iacute;a de seguros no est&aacute; jugando limpio, podemos ayudarle. Contacte con Morrison &amp; Hughes para programar una consulta gratuita con un abogado de accidentes.<\/p>\n  <a class=\"cta-phone\" href=\"\/contact-us\/?case=car-accident\">Solicite Su Consulta Gratuita<\/a>\n  <span class=\"cta-fineprint\">Llame al <strong>404-LAW-TEAM<\/strong> (404-529-8326). Sin honorarios a menos que ganemos su caso de lesiones personales.<\/span>\n<\/div>\n\n<div class=\"post-foot\">\n  <p class=\"foot-note\">Morrison &amp; Hughes, al servicio de clientes en todo Georgia. Este art&iacute;culo es informaci&oacute;n general, no asesoramiento legal.<\/p>\n<\/div>\n<\/article>\n","protected":false},"excerpt":{"rendered":"<p>Presentar una reclamaci\u00f3n no sube autom\u00e1ticamente su prima &#8212; lo que realmente pesa es la gravedad del accidente, qui\u00e9n tuvo la culpa bajo la ley de culpabilidad de Georgia, y cu\u00e1nto le valora su aseguradora como cliente.<\/p>\n","protected":false},"author":1,"featured_media":10357,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"nf_dc_page":"","_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[59,21],"tags":[],"class_list":["post-8828","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-accidente-de-coche","category-car-accident"],"modified_by":null,"_links":{"self":[{"href":"https:\/\/morrisonhugheslaw.com\/es\/wp-json\/wp\/v2\/posts\/8828","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/morrisonhugheslaw.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/morrisonhugheslaw.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/morrisonhugheslaw.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/morrisonhugheslaw.com\/es\/wp-json\/wp\/v2\/comments?post=8828"}],"version-history":[{"count":2,"href":"https:\/\/morrisonhugheslaw.com\/es\/wp-json\/wp\/v2\/posts\/8828\/revisions"}],"predecessor-version":[{"id":10391,"href":"https:\/\/morrisonhugheslaw.com\/es\/wp-json\/wp\/v2\/posts\/8828\/revisions\/10391"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/morrisonhugheslaw.com\/es\/wp-json\/wp\/v2\/media\/10357"}],"wp:attachment":[{"href":"https:\/\/morrisonhugheslaw.com\/es\/wp-json\/wp\/v2\/media?parent=8828"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/morrisonhugheslaw.com\/es\/wp-json\/wp\/v2\/categories?post=8828"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/morrisonhugheslaw.com\/es\/wp-json\/wp\/v2\/tags?post=8828"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}