Suffering a catastrophic injury or amputation on the job can be life-altering, impacting not only your ability to work but also your overall quality of life. If you or a loved one has experienced a catastrophic workplace injury, you are entitled to worker’s compensation benefits, including:

• Full Coverage of Medical Expenses – 100% of medical costs related to the work injury, with authorized providers, for life. The insurer cannot require co-pays or deductibles, and your health insurer should not be billed.
• Income Benefits – Compensation for lost wages, typically 66.66% of your average pre-injury weekly wage, up to a statutory cap.
• Permanent Impairment Benefits – Compensation for long-term disability and functional loss.
• Prosthetics – Coverage for fitting, replacement, and maintenance of prosthetic devices.
• Durable Medical Equipment – Including scooters, wheelchairs, and other assistive devices.
• Home Evaluation and Modifications – Adjustments to your home or relocation to a suitable living space based on your disability.
• Home Health Attendant Care – Assistance with daily activities and medical needs.
• Long-term Inpatient Care – Coverage for extended medical treatment if necessary.
• Medical and Non-medical Transportation – Transportation assistance if your injuries prevent you from driving.
• Vocational Rehabilitation Benefits – Support for retraining and job placement if you are unable to return to your previous work.

Note: It is illegal for a medical provider to bill you for a work-related injury. If this happens, consult an experienced attorney. Additionally, your health insurer may attempt to seek reimbursement if your employer tries to shift medical costs onto them.