As an employee, one of your main concerns at work is staying safe on the job. But accidents happen even in safe workplaces — especially when driving is part of the job. Whether you’re behind the wheel of a company vehicle or your own car while handling business-related tasks, an accident could entitle you to workers’ compensation benefits. Below is how work-relatedness is determined, the steps to take, and what’s involved in filing a claim after a workplace car accident.
Determining the Work-Relatedness of the Accident
Knowing what counts as a work-related accident is key to whether you qualify for benefits. The purpose of the trip and the scope of your employment are the main factors. If your employer requires you to travel as part of your job, accidents that happen during those trips generally qualify as work-related.
By contrast, if a trip is for personal reasons, the accident may not qualify. The location and timing matter too: if the crash happened during working hours and within the scope of your duties, it is more likely to be considered work-related.
Taking the Right Steps After a Workplace Car Accident
Seek medical attention immediately after a workplace car accident, then report it to your employer as soon as possible. Careful documentation early on protects your claim.
- Get prompt medical care and follow all of your provider’s advice
- Report the accident to your employer
- Document your injuries and keep every medical record and bill
- Track any lost wages for time you’re unable to work
Filing a Workers’ Compensation Claim
If you’ve been in a workplace car accident, you may be entitled to benefits under workers’ compensation law. Filing a claim means completing paperwork, gathering evidence, and meeting specific deadlines — and failing to follow those requirements can jeopardize your benefits. An experienced workers’ compensation attorney can help you file correctly and deal with the insurer.
Why an Experienced Workers’ Compensation Attorney Helps
Working with an experienced workers’ compensation attorney improves your chances of receiving the benefits you’re owed. A lawyer can handle complex cases and negotiations with the insurance company, make sure your rights are advocated, help you understand your obligations, keep your case on deadline, and provide representation if your claim heads toward a hearing.