Key Points to Remember
- You can use either. You can go through your own insurance or the other driver's, and it might be smart to get quotes from both.
- Check your car's value. Most insurance companies use Black Book to value your car, and their numbers can vary. Free online tools like Kelley Blue Book let you check your car's value so you can negotiate confidently.
- Consider your own policy. Using your own insurance can be a faster, easier way to get your car fixed. And in Georgia, your rates can't go up if you weren't at fault.
- Plan for the deductible. You'll pay a deductible up front, but your insurance can often get it reimbursed.
- Watch what you say. It's okay to talk with an insurance adjuster about property damage. Don't share information about how your accident happened or how you're feeling. Let your lawyer handle that.
Read the Full Transcript
After a car crash, should you use your own insurance or the other driver's? You can use either, and it might be smart to get quotes from both. Most insurance companies use Black Book to value your car and their numbers can vary.
The good news? Free online tools like Kelley Blue Book let you check your car's true value so you can negotiate confidently. Using your own insurance can be faster and easier to get your car fixed.
And in Georgia, your rates can't go up if you weren't at fault. One downside: you'll pay a deductible up front. But your insurance can often get it reimbursed.
So remember, it's okay to talk with an insurance adjuster about property damage. Whatever you do, don't share information about how your accident happened or how you're feeling. Let your lawyer handle that.
In a crash, call Morrison & Hughes, 404-LAW-TEAM. We don't back down.
This video is general information about Georgia car accidents, not legal advice for your specific situation.
